![]() ![]() That way, you both end up paying less for housing than you would if you lived apart.Īs for food, there are three things our family does to really slash our spending:ġ) Choose a super frugal meal and eat that everyday for breakfast or lunch. With the latter suggestion, you could make it a win for your family member by offering to pay something to them, like a reduced rent. You would relieve so much of your pressure if you could either take on roommates or move in with family. I don't know your exact numbers but from what you wrote it sounds like a dire situation, so you may have to consider major change. To see big improvement, I would recommend focusing on the top two expenses that most people have: housing & food. Until you get another job, your other challenge is to figure out how to make due with what you have. (I also just borrow it from the library, so I don't have to spend money on it). It gives you an idea of the kinds of skills and accomplishments to think of that help sell yourself. What I love about their book is that they give advice on various parts of the job hunting process but they also give TONS of examples of solid resumes for practically every field. If you don't show them you doubted the decision, they shouldn't either.Įvery time I job hunt, I refer to this amazing book called Knock Em Dead Resumes. Say they no longer need your care so you are excited to get back into the workforce again. ![]() You can explain that your parents fell ill and you knew it was the right thing to do to take care of them. You may be concerned that your employment gap will be a red flag for potential employers, but it won't be if you speak to it with confidence. By doing this, you can a) start to have some money to help alleviate the financial stress you're feeling, b) start plugging up the gap of unemployed time in your resume, and c) doing it part time still gives you some time to look for a full time gig.ĭon't wear your worry to your interviews. If you are really financially strapped, I think a wise strategy is to get a part time job asap first. I know that caretaking is one of those things that is way harder than it seems, so I know you have at least several qualities that would make you a wonderful person and employee.Īs for your situation, I see it as two problems put together, so let's address them each one at a time. I wanted to start by saying that what you did for your parents is absolutely commendable and important. Monthly Budget Worksheet from My Frugal Home - We love how this budget includes lots of lifestyle and incidental items, including medications, streaming services, and fun dental bills.Thank you for dropping a note to say hello!.Be your family’s family budget planner with this simple budget template. Free Family Budget Printable from A Spectacled Owl - The colors here are undeniably pretty.We’re not fans of D*ve R*msey, either, but we love this template. Zero-Based Budget Template from Moritz Designs - They say that if you want a beautiful budget tracker, get a great designer to do it. ![]() Monthly Budget Template from Money-Minded Mom - We especially love the rainy day fund tracker.Simple Monthly Budget Worksheet from Gathering Dreams - Use this sleek and simple monthly budget worksheet to see exactly where your money goes.The Budget Binder from Thirty Handmade Days - That's right-a binder full of templates to download, print out, punch holes into, and bind!. ![]() Okay, sometimes they are still a little scary once you insert the numbers, but that’s only for a little bit! There are some great budget planners that are simple, easy to use, and not scary to look at. ![]()
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