We will send you a breakdown of the settlement figure including any charges associated with early settlement. You can request a settlement figure by calling us on 08. Take a look at our repaying your loan early page to learn more. You can repay your loan in full or make overpayments any time before the final payment is due. You can keep your original loan and take out a second one, in this case you will have two separate loan repayments to make. You don’t have to pay off your loan to borrow more. You can only arrange this in branch or over the phone by calling us on 08. In this case your new loan will pay off your existing loan and you will continue to make one monthly repayment. If you want to borrow more you can top up your loan. If you’ve never used it before, you’ll need to sign up first. You can see information about your Personal Loan in both Online and Mobile Banking. You can find out how to do this in your agreement. You can make unlimited overpayments at any time before your final repayment is due or you can repay your loan in full. Annual loan statementĮvery year on the date you opened your loan, you’ll be sent a statement confirming details of the repayments you’ve made. Your repayment amount is fixed and won’t change for the life of your loan. Once your loan is opened, you can change your repayment date to suit you, any day between the 1st and 28th of the month. If this date falls within 30 days of your loan being opened, your first repayment will be taken on the 1st of the following month. Your first repayment will be taken on the 1st of the month following your loan being opened. Your loan repayment will be taken by Direct Debit each month. To view these documents, you may need to download Adobe Reader Repayments Terms & Conditions and Important Information (pdf) (2.45 MB).Personal Loans Key Facts Document (pdf) (71 KB).Investment fees, charges and key documents.Savings and investments View all savings and investments.Everyday No Balance Transfer Fee Credit Card.Everyday Long Term Balance Transfer Credit Card.Where can I get Santander Edge cashback.Current accounts View all current accounts.
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